Guest Post: Save Your Way Out of Debt

Saving is the fastest way out of debt. Time and time again I see men and women in debt keeping themselves in deprivation mode saying things like, “I can’t buy new clothes until my debt is paid down,” or “I don’t deserve a vacation because I’m only paying the minimum...

The Glorification of Busy

Everybody is so busy. But, like, no one is getting stuff done. That may be a little inaccurate. People are getting things done, but perhaps it’s not the right things. For the last few months, I’ve been busy. Busy doing client work. Busy running kids to...

Yes, I’m in debt. And yes, I bought that.

Being in debt sucks. You know that. And it’s hard, when you are in debt to stick to your guns where spending is concerned. Especially if you are in debt, not for student loan or medical reasons. You got there because you like spend money, or get things, or go...

Q&A: Will Credit Consolidation Hurt My Credit Score

I wrote a guest blog for The Penny Hoarder a few weeks ago – and one of the questions I got, both via email and on Facebook was regarding the part where I talk about using a Credit Consolidation company to help me pay it all off. Specifically, the questions...

Debt Avalanche vs. Debt Snowball

When you are in debt, you need a solution. Paying off the debt, is of course, the goal – but how to get there? That’s the problem. From my experience, and what I’ve read, there are two major ways to achieve the goal. And to be completely honest, I...