Spend Less on Candles

Spend Less on Candles

Addendum: YES, I realize the tweet is a joke. But, it is an illustration of the point I was trying to make. Obviously, it’s ridiculous to think anyone is spending that much on candles – but people really do spend a crap ton of money on crap they...
Guest Post: Save Your Way Out of Debt

Guest Post: Save Your Way Out of Debt

Saving is the fastest way out of debt. Time and time again I see men and women in debt keeping themselves in deprivation mode saying things like, “I can’t buy new clothes until my debt is paid down,” or “I don’t deserve a vacation because I’m only paying the minimum...
Yes, I’m in debt. And yes, I bought that.

Yes, I’m in debt. And yes, I bought that.

Being in debt sucks. You know that. And it’s hard, when you are in debt to stick to your guns where spending is concerned. Especially if you are in debt, not for student loan or medical reasons. You got there because you like spend money, or get things, or go...
Debt Avalanche vs. Debt Snowball

Debt Avalanche vs. Debt Snowball

When you are in debt, you need a solution. Paying off the debt, is of course, the goal – but how to get there? That’s the problem. From my experience, and what I’ve read, there are two major ways to achieve the goal. And to be completely honest, I...